From Monday 6 April the Coronavirus Business Interruption Loan Scheme (CBILS) has been opened up to all viable small businesses, i.e. not just to those who could not secure regular commercial lending. In addition under the scheme personal guarantees will not be taken for facilities below £250,000. On a practical level the British Business Bank operates CBILS via accredited lenders, this means your first port of call should be to access the funding through your existing bank.