Guidance Update Tuesday 2nd June Business Interruption Insurance:

Business Interruption Insurance Coverage or rather the apparent  lack of it has attracted the interest of the Financial Conduct Authority who have now embarked on a process to establish “legal clarity” on the position. The FCA are therefore bringing a test case involving a number of insurance companies aimed at resolving some of the key …

What is the position on my Employers Liability Insurance?

The comments below are guidance and support to prompt you to think about the areas covered and points made. You should contact your insurer or Broker for advice before making any decisions about your own circumstances. There are other considerations that businesses might want to think about where they have employees working at home – …

What if my premises or office is unoccupied? Am I covered?

The comments below are guidance and support to prompt you to think about the areas covered and points made. You should contact your insurer or Broker for advice before making any decisions about your own circumstances. Every policyholder should, in my view, formally advise their insurer or Broker where they have either suspended trading and/or …

What about my premises or office insurance?

The comments below are guidance and support to prompt you to think about the areas covered and points made. You should contact your insurer or Broker for advice before making any decisions about your own circumstances. The vast majority of standard SME insurance policies that provide cover for Business Interruption (Consequential Loss of Profits) will …